0% Finance Available | Beyond Bikes

Beyond Bikes is a limited company. Our company registration number is 11878267. Beyond Bikes only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. These enable you to apply for Interest Free Finance and get a decision in minutes.

0% Finance

We can offer interest free credit as follows on all full price purchases:

6 months at 0%	10 months at 0%	12 months at 0%	18 months at 0%	24 months at 0%
Available on loans from £250 Deposit required: 10%	Available on loans from £500 Deposit required: 10%	Available on loans from £750 Deposit required: 10%	Available on loans from £1000 Deposit required: 10%	Available on loans from £1500 Deposit required: 10%
Example: Bike cost £400 Deposit £40 Loan amount £360 Monthly repayment £60	Example: Bike cost £600 Deposit £60 Loan amount £540 Monthly repayment £54	Example: Bike cost £900 Deposit £90 Loan amount £810 Monthly repayment £67.50	Example: Bike cost £1200 Deposit £120 Loan amount £1080 Monthly repayment £60	Example: Bike cost £1800 Deposit £180 Loan amount £1620 Monthly repayment £67.50

Classic Credit 36 months 9.9% APR

We can also offer classic credit over 36 months on all purchases over £1000 at an average percentage rate of £9.9%.

Representative Example
Purchase Price	£1600	Total Repayable	£1819.96
Deposit	£160	Amount of Interest	£219.96
Amount of Credit	£1440	Duration	36 Months
36 Monthly Payments	£46.11	Total Repayable	9.9%

Eligibility

To be eligible for credit, the applicant must:

Be 18 years or older
Be in permanent employment or over 16 hours per week; or
Have a partner in permanent employment over 16 hours per week; or
Be retired and receiving a pension or;
Be in receipt of disability benefit or self-employed;
Be resident in the Uk for at least three years and will continue to be resident in the UK;
Be able to provide addresses for the past three years to the present time;
Have a debit or credit card in their name registered to the address given in the application;
Have a bank or building society account from which direct debits can be made.

How to apply

Please follow the instructions at checkout, or come into the store where we will assist you in completing your online application. Goods purchased via the website on finance will be delivered to the registered address of the customer and are not able to be collected in store. If you wish to benefit from our assistance with the set up of a bicycle or selection of crucial accessories in the shop, please arrange to come in and complete the application in-store.